Mental health therapy is a covered Medicare benefit. Most members pay little or nothing out of pocket, and we verify your coverage before you ever begin.
Outpatient mental health therapy is covered under Part B, and by many Medicare Advantage plans.
With a Medigap supplement or Medicaid, most people owe nothing per session.
Many commercial and employer plans cover therapy for family caregivers, too.
If you have a Medigap supplement or Medicaid, you typically owe nothing. Without a supplement, traditional Medicare leaves a small coinsurance — about $18 per session — plus a once-a-year deductible. We keep a card securely on file and only ever charge the small amount insurance leaves owed, after the claim is processed, so there are no surprises and nothing to handle at the appointment.
You don't have to figure out your own coverage. Tell us your plan and we'll confirm exactly what's covered and what, if anything, you'll owe — before your first visit.
Read more: Does Medicare cover therapy for seniors? →
Coverage varies by plan and state. The amounts above are general estimates for traditional Medicare and are not a guarantee of your specific benefits, which we verify individually.